I have no problem admitting that I am horrible at buying gifts.  and, on top of that, I am a procrastinator.  I will wait until December 23rd to start my Christmas shopping.  Fortunately, most of the country is NOT like me.

According to a new CreditCards.com poll, over 1 million of us are already DONE holiday shopping.  Finished!  And, 34 million of us and 34 million of us have started our Christmas shopping.

How about you?  When do you start shopping?