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Toys R' Us
Chris Hondros, Getty Images

Toys R Us Announces New Price-Matching Offer — Dollars and Sense

In an attempt to be a forethought on the shopping lists of parents this holiday season, Toys R Us has announced plans to match the prices of their competition. The company’s new “price-match guarantee” will be extended to all products from Toys R Us and Babies R Us retail outlets.

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Category: Lifestyle, TSM Tags:
credit card bill
Photodisc

Credit Card Delinquencies Reach 11-Year Low — Dollars and Sense

These days more credit card customers are paying their bills on time than they have over the course of the last decade.

A report released earlier today by the American Bankers Association indicates that delinquencies on credit cards are currently at an 11-year low, with only 2.93 percent of credit accounts reported past due by 30 days or more. These figures come in substantially under the 3.91 percent 15-year average.

So, what’s with all of the newfound responsibility?

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Category: Lifestyle Tags:
layaway
Yvonne Hemsey, Getty Images

Will You Use Layaway to Make Your Holiday Purchases? — Survey of the Day

If you want to buy something but don't currently have enough money, one option is to use layaway. Under that plan, the customer makes payments in installments and doesn't receive the item from the store until they have paid the full price.

Those who want to buy their holiday gifts this way probably have to start thinking about doing so soon. So how many holiday shoppers are planning on using layaway this season?

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Category: Lifestyle, Polls Tags:
college graduates
Lesliebyk, Flickr

Job Market (Finally) Improving for College Grads — Dollars and Sense

For recent college graduates, the economic downturn and very, very slow recovery of the past few years have been brutal. But things may be looking up.

According to the Job Outlook 2013 survey, employers are on track to hire 13 percent more graduates from the class of 2013 than they did for those who walked away with their degrees in 2012.

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Category: News Tags:
overdraft on bank statement
Semicolon-stop, Flickr

‘Insufficient Funds’ for You, Big Business for Your Bank — Dollars and Sense

Consumer error appears to be greatly benefiting the financial industry, as a new banking report finds that charges to checking accounts caused by insufficient funds generated $31.5 billion last year. That is up from $30.8 million the year before, marking roughly an overall 2 percent increase.

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Category: News Tags:
Discover
Breakingbusiness, Flickr

Discover Misleads Cardholders, Will Issue $200 Million Refund — Dollars and Sense

Do you have a Discover card? If so, you can expect to receive a refund.

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Category: News Tags:
ATM withdraw
Kevork Djansezian, Getty Images

ATM Fees Skyrocket, Again, While Free Checking Disappears — Dollars and Sense

The days of the free checking account are nearing extinction and ATM fees are on the rise, according to the latest financial research from bankrate.com. Those annoying ATM surcharges that consumers incur every time they withdraw cash from a money mover that is not the property of the their bank have risen once again, to an all-time high of $2.50, up 4 percent from last year.

And lest you think we would mislead you by using a term like "skyrocket" in the headline to describe a mere 4 percent increase—there's more ...

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Category: News Tags:
Credit card
Thinkstock

New Rule to Make It Super Easy for Stay-at-Home Parents to Get Credit Cards

There is some relief coming for stay-at-home parents who are often starved of credit access because of lacking personal finances.

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Category: Lifestyle, News Tags:
Money

About Half of Maine Households are Missing Out on the Maine Resident Property Tax and Rent Refund Program

Show me the money! There around about 200,000 households’ eligible for the Maine Resident Property Tax and Rent Refund Program. Since the average refund is about $475, that is a large amount of money for Mainers to just leave behind. There are a lot of reasons people don’t take part, from simply not knowing about the program to no wanting to deal with the extra steps.

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Category: Lifestyle, Local News Tags: , ,
Mario Tama, Getty Images
Mario Tama, Getty Images

What Are The Richest and Poorest States in America? — Dollars and Sense

The average income of the American family is down for the second year in a row, with households earning nearly eight percent less than what they did in 2007 prior to having their financial throats cut by a downtrodden economy.

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Category: Offbeat Tags:

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