Checks Stamped “NSF” at the Register on Display – Agree or Disagree
I haven’t seen this in a long time, but today on my way into work I noticed the counter of a local convenience store. I was putting gas in my car and displayed at the counter were a few returned checks stamped “NSF.”
When I used to see these displays I would wonder who these people are, if they ever made good on the check, etc.
I’m guessing it’s not just because the check bounced, but also because the account was closed, fraud or the bank didn’t make the check good and send the payer the “convenience fee” and cover it.
Is it right to display these checks? Sort of like a john list of delinquent check writers, I don’t know, maybe I’d feel differently if I was shafted the money. It’s kind of mean I suppose, but having your name on the counter for all to see might just deter someone else from doing the same.
This kind of brings me to my next thought, who still writes checks at the convenience store? Once “Check 21” came about, writing a check for money coming in the next day or two became obsolete. To me that was the only reason to write a check if you had a debit card with a credit card logo.
I always use my debit card or cash. If I use my debit card at the pump I put it though as credit so there is no hold but never write a check.
I don’t think I’ve written a check since I had the apartment and even then, Lynn wrote the check.
Do you still write checks at the grocery store or any other place that takes debit?